Merchant Cash Advance

Get the Funding You Need Today

Short on funds but don’t have weeks to months to get qualified and funded? Merchant Cash Advance (MCA) is something that you may want to consider. A short-term financing option that provides a lump sum of amount in exchange for future receivables/sales. At Working Capital Marketplace, we offer business owners funding options with same-day funding. This helps to boost their production and optimize cash flow strategically. It ensures they have the funds to meet operational needs and grow their business effectively. This innovative financing solution is especially beneficial for businesses needing quick access to capital without the lengthy approval process of traditional loans.
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Benefits of Merchant Cash Advance

speed & flexibility

Quick Access to Cash

Merchant Cash Advances (MCAs) or Revenue Based Financing (RBF) provide the company with fast cash. Businesses facing financial needs and unexpected expenses can access this to handle the crisis. MCAs offer a smooth process with minimal documentation, unlike the traditional loan that may take weeks or even months to process. This allows businesses to swiftly obtain the necessary funds to seize new opportunities, manage cash flow, or address immediate operational requirements with clear and transparent fees/costs.

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Flexible Repayment Options

Another benefit of this business financing is its flexible payment way. Repayment is typically assigned to a certain percentage of the business’s daily credit card sales, which allows flexible repayment according to the business’s revenue. This allows businesses to pay according to the financial health of the business. This flexibility ensures that businesses can manage their cash flow more effectively and sustainably.

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No Fixed Monthly Payments

Merchant cash advance with same-day funding eliminates the tension of fixed monthly payments. Businesses are not bound to pay a certain amount every month, they only pay the advance amount through a decent percentage of their daily credit card sales. This payment method allows businesses to repay the debt via a manageable and less stressful process. Without the pressure of fixed monthly payments, businesses can focus on their operations and growth.

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Still wondering! Why Merchant Cash Advance by Working Capital Marketplace?

Same-day approval

At, Working Capital Marketplace, we work hard to provide businesses with quick funding. We strive hard to ensure that the businesses have the essential financial support to keep the operations smooth and successful.

Cash in 24 hours

With us at  Working Capital Marketplace, your funds could be deposited even same day via wire or within 24 hours via ACH. With this quick process, you get the cash without any delays.

Transparent terms

We are proud to offer transparent terms to our clients. We ensure that all costs, fees, and repayment structures are clearly outlined upfront.

No collateral required

At Working Capital Marketplace, no collateral is required. This means you can secure funding without pledging any hard assets. Our process is straightforward and stress-free, allowing you to focus on growing your business.

Secure Your Business’s Future.

Apply for a Merchant Cash Advance Today and Get Funds Quickly!

Qualify-loan

Requirements to Qualify for Merchant Cash Advance

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9 months in business

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Business Revenue must be $200,000K+

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Business owners must be U.S. citizens or legal permanent residents

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Business owners must have personal credit scores above 540

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Cash flow to support loan payments

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No collateral Required

What does the Approval Process Look Like?

Lenders will look at the last 3-12months of business bank statements. They will see what your average balances look like as well as average sales. They will then purchase a percentage of your future receivables and advance you up to 120% of your average monthly sales. From there they issue a specified percentage that will be debited out of your account on a monthly basis. They will typically list on a funding agreement what they would expect your payment to look like, assuming revenue stays the course. Good credit typically allows for lower specified percentages and factor rates but even with a 540 credit score you can qualify for funding assuming the revenue and serviceability is there!
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Qualify-loan

Transform Your Business Today!

With Merchant cash advance same-day funding and no credit check secure the capital you need to expand operations, cover payroll, upgrade equipment, buy materials, win a new contract, hire talent, and innovate.

Complete and application now, or give us a call to speak with our knowledgeable consultants to determine if this program or product is the best option to fit your immediate and/or long-term needs. Apply now to unlock new opportunities for success!