Business Line of Credit

A business line of credit can be a lifeline for your company, providing you with flexible access to capital when you need it most. At The Working Capital Marketplace, we understand that every business is unique, which is why we offer a few distinct types of business lines of credit to cater to your specific financial needs. Whether you are looking for an unsecured or secured true revolving business line of credit, a revolving line of receivables, or an interest-only prime plus line of credit, we have the solutions to support your growth and success.


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Simple Interest Line of Credit

Our Simple Interest Line of Credit is designed to provide your business with straightforward, accessible funding. Here’s what you need to know:

How It Works

With a simple interest line of credit, you can borrow up to a predetermined amount of capital. Interest is calculated only on the outstanding balance, making it easier to understand and manage your repayments.

Flexible Access

You can draw funds from your line of credit whenever you need them, up to your approved limit. This flexibility allows you to address immediate expenses, seize opportunities, or manage cash flow fluctuations.


Repayments are made in fixed installments, typically on a monthly basis. You’ll have a clear repayment schedule, making it easier to budget for and manage your finances.

Use It For Variouse Needs

Whether you need working capital for inventory, payroll, or expansion, our Simple Interest Line of Credit can be tailored to meet your specific business needs.

Interest-Only Prime Plus Line of Credit

Our Interest-Only Prime Plus Line of Credit offers a more advanced financing option for businesses seeking greater financial flexibility with strong credit and financials:

Competitive Rates

This line of credit is tied to the prime rate, which can offer favorable interest rates to qualified borrowers. Your interest payments are based on the outstanding balance.

Interest-Only Payments

During the draw period, you have the option to make interest-only payments. This can help you minimize your monthly financial obligations, giving you more control over your cash flow.

Principal Repayment

After the draw period ends, you’ll enter the repayment phase. You can choose to pay off the principal balance over time or in a lump sum, depending on your financial strategy.

Use It Strategically

Our Interest-Only Prime Plus Line of Credit is an excellent choice for businesses looking to strategically manage their finances, whether it’s for expansion, investments, or working capital.

What qualifies your business for a line of credit?

Which Line of Credit is Right for You?

Choosing the right line of credit depends on your business’s unique needs and financial goals. Our team of experts at The Working Capital Marketplace is here to guide you through the selection process. We’ll help you determine the best fit for your situation and ensure you have access to the capital you need to succeed.


Apply In 2 Minutes


Decision As Fast As
5 Hours


Get Funded As Fast As
24 Hours


Receive Between
$25,000 – $6,000,000

Need a Fast

Business Line of Credit ?


Business Line of Credit Offering

At The Working Capital Marketplace, we believe in empowering businesses with the financial tools they need to thrive. Our Line of Credit offerings are designed to offer flexibility, accessibility, and competitive rates to support your business’s growth and financial stability. Contact us today to learn more about our business lines of credit and discover how we can help you achieve your business objectives.


Apply Online

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Review Your Options

Get connected with a Funding Manager dedicated to you, to review and customize options.


Get Funded

Your Funds will usually be sent same day viawire or ACH


What Customers Say?

Butch G
Butch G
Amazing experience with this company. They walked me through my entire funding process start to finish and got me the terms they said they'd deliver. I'm grateful for the high level of integrity from Marcos, Ari and the rest of the team. I appreciate the level of professionalism they invest in their service. I would highly recommend to small business owners and investors alike!
Gabriela Figueroa
Gabriela Figueroa
Quick funding and friendly, informative service. Will absolutely be a returning customer, thanks Team!
Melissa Mandarich
Melissa Mandarich
Recently worked with Ari and Marcos on a complex transaction and it was as smooth as it could be with these two. Great to work, highly recommend.
Tanner Cohen
Tanner Cohen
I worked with MCU Consulting LLC which is under the Working Capital Marketplace umbrella and i couldn't have been happier with the loan process! Ari and Marcos are true processionals who understand my needs as an investor, the time crunch to close, and are easy to talk to and work with. I highly recommend working with them if you are looking for a broker who can help you close quick and seamlessly! Thanks for all your help guys!